Insurance Alternatives for Government Employees

If you are a full-time employee of the government or a municipality, you likely have an opportunity to buy group term life insurance coverage.

 

So the key question is this:

 

As compared to your average coworker, is your overall health & risk factors either "better" or "equal"?

 

If you fit this profile, you can pay less.

 

Rate comparision example: 

Privately issued 10 year guaranteed term vs. insurance issued by government employer.

 

Based on $500,000 face amount and male, preferred non-smoker rates.