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Insurance Alternatives for Government Employees

If you are a full-time employee of the government or a municipality, you likely have an opportunity to buy group term life insurance coverage.


So the key question is this:


As compared to your average coworker, is your overall health & risk factors either "better" or "equal"?


If you fit this profile, you can pay less.


Rate comparision example: 

Privately issued 10 year guaranteed term vs. insurance issued by government employer.


Based on $500,000 face amount and male, preferred non-smoker rates.

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